📞 +44 (0) 20 4634 8999 | ✉️ info@simaglobal.co | London · Johannesburg · USA
Strategic Finance Leadership for Sustainable Growth

Your business makes money.
We make sure you keep it.

Most businesses don't have a profit problem. They have a visibility problem. We provide CFO-level financial strategy, accounting, payroll, and execution – so you stop guessing and start scaling.

Whether you're a sole trader doing £50K or a limited company doing £5M, we deliver the financial expertise your business deserves – across the UK, Africa, EMEA, and the USA – without the full-time overhead.

4
Continents Served
£50M+
Capital Deployed
120+
Organisations Advised
25+
Years Combined Experience
Virtual CFOInvestment ReadinessCross-Border AdvisoryPayroll as a ServiceFinancial ModellingBoard AdvisoryBookkeepingAccountingTax ComplianceRisk & ComplianceGrant Management Virtual CFOInvestment ReadinessCross-Border AdvisoryPayroll as a ServiceFinancial ModellingBoard AdvisoryBookkeepingAccountingTax ComplianceRisk & ComplianceGrant Management
4
Continents Served
£50M+
Capital Deployed
120+
Organisations Advised
25+
Years Experience
The Challenge

Growing without a strategic finance partner is costly

Most SMEs and NGOs can't justify a full-time CFO, yet critical financial decisions demand board-level insight. The result? Missed opportunities, compliance risk, and stalled growth.

  • Cash-flow blind spots – Revenue growing but margins shrinking. No one is watching the numbers strategically. You're making decisions based on your bank balance, not actual data.
  • Your accountant is reactive – They send you numbers once a year. By then it's too late to act. Nobody is actively planning your tax position or optimising your structure.
  • Investor-readiness gaps – Your pitch deck looks polished, but your financials can't withstand due-diligence scrutiny. Investors see through surface-level numbers.
  • Cross-border complexity – Expanding into new markets without navigating regulatory and tax frameworks. One wrong move can cost you thousands.
  • Payroll & compliance burden – Managing multi-jurisdiction payroll without dedicated infrastructure or expertise. Penalties are mounting.
  • You need a CFO but can't justify £120K+ – The strategic gap between a bookkeeper and a board-level finance leader is where most businesses lose the most money.

I was doing a lot in revenue and somehow still anxious about payroll every month. Nobody was telling me where the money was actually going.

– Founder, professional services firm, UK

What if you had a seasoned CFO – without the full-time cost?

Sima Global provides fractional CFO leadership, accounting, payroll management, and strategic advisory that scales with your ambition. We embed into your team, align finance with strategy, and ensure you're always investor- and compliance-ready.

  • Board-level financial strategy on demand
  • Investor-ready models & reporting
  • End-to-end accounting, bookkeeping & payroll
  • Cross-border tax & compliance guidance
  • HMRC MTD compliant from day one
The Transformation

What changes when you have real financial leadership

Before SIMA Global

  • Checking your bank balance to decide if you can hire
  • Paying whatever your accountant says in tax – no proactive planning
  • No idea which clients, products, or services are actually profitable
  • Quarterly surprises – good and bad – because nobody is forecasting
  • Compliance feels like a fire you're always putting out
  • Spreadsheets you haven't opened in months
  • Investors ask for your numbers and you scramble to put something together
  • Payroll is stressful every single month

After SIMA Global

  • A 12-month cash flow forecast you actually trust
  • A proactive tax strategy that keeps more money in your pocket
  • Profit & loss by service line, by client, by month – true visibility
  • Monthly board-ready financial reports delivered on time, every time
  • Compliance handled end-to-end – VAT, payroll, HMRC, Companies House
  • A financial dashboard you check because you want to, not because you have to
  • Investor-ready packs that survive due diligence
  • Payroll runs itself – on time, every time, across jurisdictions
Our Services

Strategic finance, delivered

From fractional CFO leadership to fully managed payroll, we provide the financial infrastructure growth-stage organisations need. Every service exists to produce a measurable outcome for your business.

01 · Advisory

Virtual CFO & Board Advisory

Embedded financial leadership for organisations that need strategic guidance without the overhead of a full-time executive. We don't just report on what happened – we tell you what to do next.

  • Monthly financial strategy sessions
  • Cash-flow forecasting & scenario planning
  • Board pack preparation & governance
  • KPI dashboards & executive reporting
Outcome → You make every financial decision with confidence and data behind it.
Learn More →
02 · Capital

Investment Readiness & Capital Strategy

Prepare your organisation for equity raises, debt facilities and grant applications with institutional-grade financial documentation that investors actually trust.

  • Financial model build & audit
  • Investor deck financial narrative
  • Due-diligence preparation
  • Valuation analysis & term-sheet advisory
Outcome → You walk into investor meetings knowing your numbers will hold up.
Learn More →
03 · Global

Cross-Border & Compliance Advisory

Navigate multi-jurisdiction regulatory frameworks, transfer pricing, and tax optimisation as you expand internationally – UK, Africa, EMEA, and USA.

  • Multi-jurisdiction tax planning
  • Transfer pricing frameworks
  • Regulatory compliance mapping
  • Entity structuring & optimisation
Outcome → You expand into new markets without costly compliance mistakes.
Learn More →
04 · Operations

Payroll as a Service

End-to-end payroll management across multiple jurisdictions. We handle the complexity so your team can focus on what matters – running the business.

  • Multi-country payroll processing
  • Tax withholding & statutory deductions
  • Payslip generation & employee portals
  • Pension & benefits administration
  • Year-end reporting & compliance filings
Outcome → Payroll runs like clockwork. You never think about it again.
Learn More →
The Foundation

Accounting, bookkeeping & payroll that just works

Before strategy comes structure. We handle the financial operations your business depends on – accurately, on time, every month. This is the foundation everything else is built on.

📒

Bookkeeping

Monthly reconciliation, expense categorisation, bank feeds, and clean records you can actually rely on. No more shoeboxes of receipts.

→ Clean books. Every month. No exceptions.
📊

Accounting & Tax

Management accounts, corporation tax (CT600), self assessment (SA100), VAT returns, MTD compliance, and Companies House filings – all handled.

→ Compliant, optimised, and always on time.
👥

Payroll

RTI payroll, pension auto-enrolment, payslips, P60/P11D, and multi-jurisdiction processing. Your people get paid right, every time.

→ Staff paid. Pensions sorted. HMRC happy.
Who We Serve

Built for your stage of growth

Whether you're trading as an individual, scaling a limited company, or running a mission-driven organisation – we meet you where you are and take you where you need to go.

Your finances, handled

You built your trade – we handle the books. From self-assessment to MTD-compliant VAT returns, SIMA removes the financial admin so you can focus on doing what you do best. No surprises. No jargon. Just clean books and a clear head.

Starting from £75/mo

📒

Bookkeeping & Year-End Accounts

Monthly reconciliation, expense categorisation and statutory accounts preparation

Included
📋

Self Assessment (SA100)

Annual HMRC tax return, tax calculation and payment-on-account planning

Included
🔢

MTD VAT Returns

Making Tax Digital compliant quarterly VAT submissions directly to HMRC

Included
✉️

HMRC Correspondence

We represent you – all letters, enquiries and communications managed on your behalf

Included
💡

Personal Tax Planning

Proactive structuring to minimise your tax liability within HMRC guidelines

Add-on
🏠

Business Bank Account Guidance

Advice on opening and structuring the right banking setup for your trade

Add-on
48hr
Response time
£0
Hidden fees
100%
MTD compliant
Fixed
Monthly price

CFO-level insight, SME price

Management accounts, corporation tax, payroll and strategic advisory – the full financial infrastructure a growing limited company needs to scale with confidence. This isn't just accounting. This is a finance department in a box.

Starting from £250/mo

📈

Monthly Management Accounts

P&L, balance sheet and cash flow with narrative – run your business with confidence

Included
🏢

Corporation Tax (CT600)

Annual tax return, computation, HMRC submission and Companies House filing

Included
🔢

VAT Returns & MTD Compliance

Quarterly MTD-compliant VAT submissions and ongoing VAT health checks

Included
👥

Payroll & Auto-Enrolment

RTI payroll, pension auto-enrolment, payslips and P60/P11D preparation

Included
🎯

Virtual CFO & Board Advisory

Budgeting, forecasting, investor-readiness, board reporting and growth strategy

Add-on
🌎

Cross-Border & Multi-Jurisdiction

UK, USA and Africa – tax, compliance and international expansion advisory

Add-on
£0
HMRC penalties
4
Continents served
120+
Organisations advised
25+
Years experience

Finance built for mission-driven organisations

From fund accounting to donor reporting and grant compliance, we help NGOs stay financially accountable and mission-focused. You're changing the world – we make sure the numbers back you up.

Starting from £200/mo

🌐

Fund & Restricted Grant Accounting

Track and report on restricted and unrestricted funds with full audit-trail accuracy

Included
📋

Donor & Funder Reporting

Transparent financial reports for donors, grant makers, and boards – built to their standards

Included
📈

Management Accounts & Budgeting

Monthly accounts with variance analysis against programme budgets

Included

Charity Commission Compliance

Annual returns, trustee reports, and regulatory compliance – no missed deadlines

Included
Client Results

We don't talk about what we do.
We show what it produces.

Every engagement starts with a financial audit. Here's what happened next for three very different businesses – all with the same need: someone to take ownership of their finances.

"
Sima Global transformed how we approach financial risk. Their strategic insight gave us clarity during a critical growth phase, and their payroll integration was seamless across our offices. Before SIMA, we were losing hours every week reconciling payroll across three entities. They consolidated everything, gave us a single view, and freed our leadership team to focus on growth instead of firefighting compliance. What impressed us most was the speed – within the first month, we had dashboards we'd never had before. Our board meetings went from guesswork to data-driven conversations. That shift alone justified the entire engagement.
The situation: Dominion Risk Solutions is a risk management consultancy that was growing fast – new offices, new hires, new contracts. But the financial infrastructure hadn't kept pace. Payroll was fragmented across three separate systems with different providers. Monthly reconciliation was taking the operations team 15+ hours. Compliance was reactive – always catching up, never ahead. The leadership team was spending more time on financial admin than on the strategic decisions driving growth. They knew they needed a CFO-level mind but couldn't justify a £120K+ hire for a team of their size.

What we did: We embedded as their fractional CFO from day one. The first priority was consolidating all three payroll systems into a single, unified process managed by our team. Within three weeks, payroll was running from one place – accurate, on time, and fully compliant. Next, we built a management reporting dashboard that gave the MD a real-time view of revenue, margins, cash position, and headcount costs across every entity. We introduced monthly strategy sessions where we reviewed the numbers together and made decisions based on data, not instinct. We restructured their financial operations to support the next phase of growth – standardised reporting, forecasting models, and compliance calendars that meant nothing fell through the cracks.

The impact: The leadership team reclaimed over 15 hours per month previously lost to payroll reconciliation. Board meetings became strategic instead of administrative. Financial visibility went from quarterly retrospectives to real-time dashboards. And the MD told us something we'll never forget: "For the first time, I actually look forward to our finance meetings."
3→1
Payroll systems consolidated
15hrs
Monthly admin hours saved
Real-time
Financial dashboards live
Ongoing
Strategic CFO partnership
MD
Managing Director
Executive Leadership
Dominion Risk Solutions
"
Having Sima Global as our fractional CFO was a game-changer. They brought institutional-grade financial discipline to our operations and helped us secure the funding we needed to scale our projects. The financial model they built didn't just impress our investors – it gave us a roadmap we actually use every month to make decisions. That's the difference between a spreadsheet and a strategy. Before SIMA, I'd walk into investor meetings feeling confident about our projects but nervous about the financial questions. Now I walk in knowing our numbers are bulletproof. That confidence changed everything about how we negotiate.
The situation: Resolute Construction Group is a construction and development firm with ambitious expansion plans. They had strong project pipelines and solid client relationships, but their internal finances told a different story. Monthly accounts were produced late – sometimes not at all. There was no clear picture of project-level profitability, so the CEO was making investment decisions based on gut feeling. They needed to raise capital to fund new developments, but every investor conversation stalled at the same point: "Show us your financials." The numbers simply weren't in a state that could survive scrutiny. Previous accountants had kept the books compliant but had never built anything investor-grade.

What we did: We started with a full financial audit – 12 months of data, dissected by project, by cost centre, by timeline. What we found was revealing: two of their five active projects were actually margin-negative when you accounted for overruns and delayed payments. We restructured the reporting to show true project-level profitability for the first time. Then we built an institutional-grade financial model – 3-year projections with sensitivity analysis, unit economics by project type, cash flow waterfall, and a funding requirement schedule. We prepared the full due-diligence pack: historical accounts, forecasts, assumption documentation, risk register, and a financial narrative that told the story investors needed to hear. We also introduced monthly management accounts with board-ready formatting, so every month the CEO had a clear picture of where every pound was going.

The impact: Resolute secured the capital they needed to fund their next phase of development. But more importantly, the CEO told us the financial model changed how they run the business day-to-day – not just how they pitch to investors. They now review the model monthly, update assumptions quarterly, and use it as the foundation for every major decision. The two loss-making projects were restructured, and overall margins improved significantly within the first two quarters.
Funded
Capital secured for expansion
3-year
Investor-grade financial model
2
Loss-making projects identified & fixed
Monthly
Board-ready reporting live
CE
Chief Executive Officer
Construction & Development
Resolute Construction Group
"
From payroll management to cash-flow forecasting, Sima Global handled everything with precision. They understood our business from day one and freed us to focus entirely on delivering exceptional service to our clients. We used to dread the end of the month – now we look forward to seeing our numbers because we actually understand them. Our margins have improved because we can finally see where the waste was. The thing nobody tells you about growing a services business is that more revenue doesn't automatically mean more profit. SIMA showed us exactly where the leaks were, and we fixed them together. For the first time in five years, I feel like I'm running the business instead of the business running me.
The situation: THELO Cleaning Services is a facilities management company that had grown steadily through reputation and referrals. The founder had built a team of 30+ staff across multiple client sites, but the financial infrastructure was still running like a one-person operation. Payroll was done manually in spreadsheets – one mistake meant angry staff, and mistakes were happening regularly. Cash flow was unpredictable because invoicing was inconsistent and there was no forecasting. The founder was pricing jobs based on what "felt right" rather than actual cost data, which meant some contracts were profitable and others were quietly bleeding money. There were no management accounts, no P&L by contract, and no visibility into which clients were worth keeping and which were costing the business.

What we did: We started by taking payroll completely off their plate – set up a proper RTI payroll system, automated pension enrolment, and ensured every staff member was paid correctly and on time from month one. Zero errors from day one. Then we built a cash flow forecasting model tied to their invoicing schedule, so the founder could see exactly when money was coming in and when it was going out – no more end-of-month anxiety. The real transformation came when we delivered the first set of management accounts broken down by client contract. For the first time, the founder could see which contracts were generating 40%+ margins and which were running at 8%. We restructured pricing on three underperforming contracts – one was renegotiated, one was repriced, and one was exited entirely because it was unsalvageable. We also introduced monthly financial reviews where we sit down together, review the numbers, and plan the next 30 days with clarity.

The impact: Payroll has run with 100% accuracy since we took over – not a single error in over 12 months. The founder went from dreading the end of the month to actively looking forward to seeing the numbers. Margins improved meaningfully after repricing and exiting the loss-making contract. Cash flow is now predictable, and the business has a 6-month rolling forecast for the first time in its history. Most importantly, the founder told us: "I finally feel like a business owner instead of an overwhelmed employee of my own company."
100%
Payroll accuracy – 12 months, zero errors
3
Contracts repriced or exited
6-month
Rolling cash flow forecast live
Monthly
Contract-level profitability reports
FD
Founder & Director
Facilities Management
THELO Cleaning Services
Engagement Pricing

Which stage are you at?

Every engagement starts with a complimentary CFO Readiness Audit. Choose the level of financial leadership that fits where your business is today – and grow into the next tier when you're ready.

Starter
Launchpad
For sole traders & startups under £100K revenue
£150/mo
Less than 2 hours of accountant fees per month
This is for you if: you're just getting started or trading solo. You need someone reliable to keep your books clean, file your taxes on time, and make sure HMRC never sends you a letter you weren't expecting.
  • Bookkeeping & monthly bank reconciliation
  • Self Assessment (SA100) – annual tax return handled
  • MTD VAT returns – compliant quarterly submissions
  • HMRC correspondence – we deal with them so you don't have to
  • Personal tax planning advice
  • Email support – real responses within 48 hours
Get Started →
Tier 1
Get Your House in Order
For businesses doing £100K–£500K revenue
£1,500/mo
Less than a part-time bookkeeper + accountant combined
This is for you if: you're generating revenue but your numbers are a mess – no clear reports, compliance is stressful, and you're not sure where your money is really going. You need someone to take ownership of your financial operations.
  • Monthly management accounts – know your numbers every month
  • Bookkeeping & bank reconciliation – clean books, no backlogs
  • Payroll managed for up to 10 staff – on time, every time
  • HMRC VAT returns & MTD compliance – no more last-minute panic
  • Corporation tax preparation & filing
  • Basic P&L & cash flow reporting – clarity at a glance
  • Dedicated email & WhatsApp support – a real finance partner
Request Free Audit →
Tier 2
CFO Without the Salary
For businesses doing £500K–£2M revenue
£3,500/mo
Save £80K+ vs hiring a full-time CFO
This is for you if: you need a strategic financial mind in your corner – for board meetings, investor conversations, and the big decisions – but a full-time CFO at £150K+ isn't the right move yet.
  • Everything in Tier 1
  • Fractional CFO leadership (2 days/mo) – senior expertise when you need it
  • Investor-ready board packs – financials that impress the room
  • 12-month cash flow forecasting – see what's coming before it arrives
  • Profitability analysis by service line, client, and project
  • Cross-border financial advisory – UK, Africa, USA & EMEA
  • Priority support & monthly strategy call – your CFO on speed dial
Request Free Audit →
Tier 3
Built for Growth
For businesses doing £2M+ or preparing for exit
Custom
Full CFO output. Fraction of the cost.
This is for you if: you're preparing for investment, entering new markets, or planning an exit. You need a dedicated finance team that knows how to get you across the line.
  • Everything in Tier 2
  • Full fractional CFO embed – as many days as your business demands
  • Multi-jurisdiction payroll & compliance – across borders, without the risk
  • Due diligence & deal support – investors will know you're serious
  • Financial modelling & 3-year projections
  • M&A preparation & acquisition readiness
  • Dedicated advisory team – your entire finance function, outsourced
Let's Talk →

All engagements begin with a complimentary CFO Readiness Audit. Minimum 3-month engagement. Monthly rolling thereafter. VAT where applicable.

How It Works

From chaos to clarity
in three steps.

01

Free Financial Audit

We analyse your last 12 months of financials – revenue, costs, margins, tax position, cash flow. You receive a clear report showing exactly where you're leaving money on the table and where the opportunities are. No charge. No obligation. Just clarity.

02

Custom Strategy

Based on the audit, we build your financial roadmap – what to fix first, what to optimise, and what to build toward. You'll have a 90-day action plan with specific targets, KPIs, and clear ownership within one week.

03

Ongoing Execution

We implement the strategy month by month – management accounts, tax planning, payroll, cash flow forecasting, and regular strategy calls. You run the business. We run the numbers. Together, you scale.

Free Resource

The CFO Readiness Audit – complimentary

A 15-minute diagnostic that reveals the five financial blind spots holding your organisation back. Receive a personalised action plan within 48 hours.

No obligation. No sales pitch. Just clarity.

🔒 Your data is encrypted and protected under GDPR. We never share your information.

Yvonne Luwaca · Founder & Lead Advisor
15+
Years Advisory
120+
Organisations
4
Continents
£50M+
Capital Deployed
Trusted By
Dominion Risk Solutions Resolute Construction THELO Cleaning
Expertise
Fractional CFO Investment Readiness Cross-Border Tax HMRC MTD Payroll AI-Powered Tech
Your Advisor

Built on experience, driven by impact

I started SIMA Global because I saw the same problem everywhere: brilliant business owners making dangerous financial decisions – not because they're careless, but because nobody was giving them the information they needed to make better ones.

I've spent 15 years in financial advisory, working with founders across the UK, EMEA, USA, and Africa. I've helped businesses restructure for profit, prepare for acquisition, survive cash flow crises, and scale from six figures to seven.

Every engagement is led by a senior practitioner – not delegated to juniors. That's the Sima Global difference. We also built SIMA PMS – a full AI-powered practice management platform – because we believe financial advisory should be powered by technology, not buried in spreadsheets.

  • 25+ years financial advisory across UK, Africa, EMEA & USA
  • HMRC MTD compliant from day one
  • Built and deployed AI-powered accounting technology (SIMA PMS)
  • Advised on fundraising rounds from £250K to £2M
  • Multi-jurisdiction expertise: UK, Africa, EMEA, USA

"Sima Global didn't just advise – they embedded themselves in our operations and delivered measurable financial transformation within the first quarter."

– Managing Director, Dominion Risk Solutions

Insights

Thinking that drives decisions

Strategic perspectives on finance, growth, and governance for ambitious organisations.

Your Next Move

Every month without financial clarity
is a month you're leaving money behind.

Book your free financial audit. We'll review your numbers, show you where the opportunities are, and give you a clear plan – whether you work with us or not. No hard sell. Just clarity.

Schedule a Call → Get Your Free Audit
Contact

Let's build your financial strategy

Whether you're preparing for investment, expanding across borders, or simply need a CFO you can trust – we're here to help.

Locations

167-169 Great Portland Street, 5th Floor, London W1W 5PF
Johannesburg, South Africa · USA

Prefer a quick call?

Book a free 30-minute discovery call. We'll listen, understand your situation, and tell you honestly whether we can help.

Book a Call →